Errors on your credit report can damage your chances of getting a mortgage or auto loan. In addition, identity thieves and other unscrupulous entities can use inaccurate information to steal your credit and money. Credit dispute attorneys are skilled at disputing these errors and guarding your financial future. They also know the nuances of federal laws and how to work with credit bureaus, creditors and debt collectors.
Who pays dispute fee?
Whether it’s incorrect personal information, two credit reporting agencies listing the same account, late payments that were actually on time or an inaccurate foreclosure or short sale, it’s vital to take action to correct these errors. A good credit attorney will draft a strong dispute letter that points out the mistakes and requests thorough investigation and correction of your report.
A successful false credit report lawsuit can result in monetary damages, reimbursement of your attorney’s fees and compensation for any other losses you incurred. Your credit lawyer will handle the complicated legal process, keeping you informed at every step of your case.
Unlike credit repair companies, credit lawyers offer their services on a contingency fee basis. That means you won’t pay unless they win your case. They have years of experience litigating credit reporting cases on behalf of consumers and class actions.